🏡 Peace of Mind Starts with a Verified Pre-Approval
When you’re thinking about buying a home — whether it’s your first or your fifth — one of the most valuable gifts you can give yourself is peace of mind. That peace comes from clarity, confidence, and knowing you’ve got a seasoned mortgage professional by your side.
At Derek Jones Mortgages, I help clients every day navigate the home buying process — and the journey begins with a powerful first step: getting pre-approved.
Pre-Qualification vs. Pre-Approval: What’s the Difference?
Many people start with a pre-qualification. This is a quick estimate based on information you provide about your income, assets, and debt. It’s helpful for getting a general sense of your price range — but it isn’t verified, and it doesn’t carry weight with sellers or lenders.
A document-verified pre-approval, on the other hand, is a much more reliable guide. It means I’ve reviewed your income documents, credit history, and supporting paperwork. The numbers are confirmed — and with that, comes confidence. When you’re pre-approved, you’ll be in a stronger position to:
âś… Know your true budget
âś… Make a serious offer when the right home comes along
âś… Move forward quickly when timing matters
âś… Avoid surprises later in the process
Why It Matters
No two clients are alike — and that’s exactly why a personalized approach makes all the difference. Whether you’re self-employed, new to Canada, or buying your first home with support from family, your situation deserves attention and care.
I take the time to understand your story, not just your numbers. That’s how we build a mortgage plan that truly works for you.
Ready to Take the First Step?
Start with a simple, secure online application. It only takes a few minutes, and it’s the first step toward clarity and confidence in your home search.
👉 Complete My Online Application
Coming Next Week…
In next week’s blog post, I’ll walk you through the exact documents you’ll need to gather for a verified pre-approval. It’s not as complicated as you might think — and having the right documents in place can make the process smoother and faster.
Until then, feel free to reach out with any questions — I’m always here to help.
Derek Jones, Mortgage Broker
Maritime Mortgage Group – Dominion Lending Centres
📲 Download “My Mortgage Toolbox” | 📧 Reach out anytime